Loans for Professionals

Based on the size of the loan sought and the income level of the borrower, Drexel offers tailored professional loan options to some borrowers. These products are sometimes called packages because a range of options and benefits are available including:

These 100% Offset packages are an attractive alternative as they offer similar benefits to a line of credit in respect to offsetting interest. They are also on a lower interest rate and provide separate statements for the loan and transaction accounts.

With the current labour climate currently being experienced in Australia many people have moved into contract or full time employment to secure better pay. PAYG contractors are often employed on a fixed, short or long term contract, whereby they receive normal holiday and sick leave benefits as well as having their tax withheld and super paid for.

 

Drexel is able to offer more options to PAYG borrowers provided they are able to show a track record of experience in the same industry and prove that their future employment is stable. Through our understanding and extensive knowledge we are able to source conforming and non-conforming loan options to assist PAYG borrowers with their mortgage, investment, refinance and construction requirements. Typically, loan options include:

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